The pet insurance market is exploding! Dozens of pet insurance companies have sprung up all over the network. When trying to get your pet's health insurance, questions arise. Should I invest in pet insurance? How often do I actually use it?
Is it worth the financial investment? What is covered? What is not How is my pet currently healthy and will this affect my rates? I have 4 dogs; That's a lot of money on insurance every year! Does insurance only cover certain types of pets?
Are there other ways to protect my pets? You've probably started researching the various companies there and if you haven't thought about it I can assure you it's time to think about it. You can also donate money to face4pets organizations for pets health care.
There is still a lot of research to do when choosing pet insurance for members of your four-legged family. Not every insurance company can offer the same animal health products, but most are similar to their plans and only cover cats and dogs.
They will sing songs about their reportage and the peace that accompanies it. The reality for pet owners is that there are many objections about the expensive offers they receive when applying.
It seems that the money spent each year on your pet's full protection is lost every time the insurance company announces that the pet is in good health or is congenital and is not covered. In some cases, the pet insurance company will deny coverage based on the pet's medical record, which is required when making a claim.
A common problem that policyholders face is waiting weeks for claims to be paid and it is uncertain how many claims will be reclaimed based on the insurance company's fee schedule. Policyholders must also make deductions before claims are paid. Hoping that your price won't go up too much each year as your pet ages, or that an insurance company won't drop your pet doesn't sound like a lot of peace of mind! This becomes frustration and deadlock that will cost you even more money.
The bottom line is that consumers want an inexpensive option. Some believe that pet insurance is a trap. We're certainly not saying it's useless, but there are strong alternatives to coverage that offer a lot more with minimal investment.