Get information on the different types of health insurance coverage available in Hawaii. Discover what kind of plan might best suit your needs and how to sign up for one.
When looking to purchase health insurance in Hawaii, there are a variety of plans to choose from. Depending on your needs and budget, you might be able to find a plan that meets your every need. Here are some types of health insurance plans in Hawaii:
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1. Medicare Advantage Plans
Medicare Advantage plans are offered by private health insurance companies and are a type of Medicare plan. These plans offer better benefits and prices than traditional Medicare plans. One big benefit of Medicare Advantage plans is that they can cover services not covered by Medicare, such as dental care and vision care.
2. Medicaid Plans
Medicaid is a government-run program that provides health coverage for low-income individuals and families. In Hawaii, Medicaid is available to individuals who are eligible for Social Security retirement benefits or who have an income below 50% of the poverty level.
3. Prescription Drug Coverage Via A Health Insurance Plan
Almost all health insurance plans offer prescription drug coverage, but this coverage can vary greatly in terms of price and features.
4. Group Health Insurance Plans
Group health insurance plans are the most common type of health insurance in Hawaii. They're usually offered by employers, and they're usually very affordable.